AMG Consulting
Financial Coaching

 

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Why I Do What I do

I have a heart to help people. Seeing this great need that we have in our country has propelled me to take action and try to help other people get out of the mess our country has put us in. People all around are hurting, and finances are a major pain point for many families and individuals. If I can play even a small part in helping people gain some hope and relief in this area of their lives, I will feel very satisfied. 

 Financial Stress is affecting nearly 7 out of 10 people in America today. 

If this sounds like you, that just means you are normal. Unfortunately, normal in America means broke.  Normal is living paycheck to paycheck, having little or no savings, feeling overwhelmed by debt payments, and really, just having an overall feeling of hopelessness regarding your financial situation.

 

There is GOOD NEWS! IT DOESN'T HAVE TO BE THIS WAY! 

 

I am here to provide you with competent budgeting services, educated and judgment-free finacnial coaching to help you get ahead. I will walk with you through a plan so that we can reduce debt and gain freedom by implementing proven debt reduction plans! As someone who has personally lived this plan, I am a living testimony that it works!
 

If you are tired of living under constant stress because of money issues, I'd love to talk with you about how I can help you gain peace of mind in your financial life. 

What is Financial Coaching?

As a Financial Coach, my number one goal is to help my clients win with money. This can mean something different to each individual. My training has helped me gain immense knowledge in several key areas relating to personal finance. Including: Debt management, Savings goals, retirement & estate planning, foreclosure & reposession avoidance, home purchase preperation, student loan repayment and more! 

 

To find out if I can help you, here are a few questions to ask yourself:

 

  1. 1. Do I have clear goals regarding my financial future?
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  • 2. Do I have a budget that actually works and that I can stick to?
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  • 3. Am I able to comfortably pay all of my bills on time,  every month?
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  • 4. Am I comfortable with what will happen to my family financially if I were to die?
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  • 5. Do I have a plan to pay off my debt?
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  • 6. Could I cover a $500 unexpected expense without relying on credit cards or loans?


If you answered "No" to any of these questions, a good financial coach could really help! I am confident that I can help you get where you want to go by helping you get on a PROVEN PLAN so that you can WIN with money. Whether you make $30,000 a year or $100,000+ THIS PLAN WORKS.

 

My Story

Personal Image of myself
Ramsey Financial Master Coach

I Get It... I've Been There...

My name is Austin Garcia, If you are looking for perfection, you won't find it here. I have made so many bad financial decisions in my life that I am simply not proud of. Like most people, I was never taught a proper way to budget or handle my finances. Growing up money was not a subject often talked about and when it was, it was for all the wrong reasons. As I grew up and had to begin making my own financial decisions, I have made my share of bad ones. From credit cards to car loans I have been there. At about 25 years old, I had my "dream car", an almost-new 2017 Dodge Charger. The car was beautiful and I absolutely LOVED it. It was fun to drive and gave me a sense of pride. I had worked hard to build my credit and I felt I "deserved" a nice car. My love for the car began to change a little bit when I lost a job and the $500+ a month the car was costing me was causing me to not know how I would even get all the bills paid. Suddenly that beautiful car was the focal point of my stress and problems. Was I going to feed my family and keep the lights on, or drive a car that I really liked? This is what I call my "I've had it" moment. It was around this time I was introduced to the Dave Ramsey plan and I began to get serious about taking control of my finances. I traded in that nice red 2017 Dodge Charger for a plain white Chrysler Mini-Van. Talk about an ego killer. My debt instantly went from $23,000 to a much more manageable $6,000 though. By following the plan, I was able to quickly get the van and our credit cards paid off. Just over a year had passed since my "I've had it" moment of not knowing how I'd put food on the table, and I was completely DEBT FREE and feeling so much relief. Fast forward to where we are today, I was able to go back to school and cashflow my way through. By the grace of God, my family is still debt-free, we have a fully funded emergency fund, and we have started investing for our future. You can do it too!   

 

5 Reasons You Might Need A Financial Coach

 

Title: Why You Might Need a Financial Coach

 

Navigating personal finances can often feel like traversing uncharted territory, fraught with challenges and uncertainties. While many people strive for financial stability and success, achieving these goals can be daunting without the right guidance and support. This is where a financial coach can make a significant difference. Here are several compelling reasons why someone might need a financial coach:

 

 

1. Lack of Financial Education: Many individuals have never received formal education on managing money effectively. Without a solid understanding of basic financial concepts such as budgeting, saving, investing, and debt management, it's easy to make costly mistakes or feel overwhelmed by financial decisions. A financial coach can provide the necessary education and empower clients with the knowledge and skills to make informed financial choices.

 

2. Overcoming Financial Challenges:Life is full of unexpected twists and turns, and financial challenges can arise at any moment. Whether facing mounting debt, job loss, divorce, or other setbacks, navigating these situations alone can be daunting. A financial coach offers valuable support and guidance, helping clients develop strategies to overcome obstacles, regain control of their finances, and move forward with confidence.

 

3. Accountability and Motivation: Despite good intentions, many people struggle to stay on track with their financial goals due to procrastination, lack of discipline, or competing priorities. A financial coach serves as a trusted accountability partner, providing encouragement, motivation, and accountability to keep clients focused on their objectives. By regularly reviewing progress and holding clients to their commitments, a financial coach helps instill positive habits and drive lasting change.

 

4. Optimizing Financial Decisions: From budgeting and saving to investing and retirement planning, the financial landscape is complex and ever-evolving. Making the right decisions amidst this complexity requires careful consideration and expertise. A financial coach offers personalized guidance tailored to each client's unique circumstances and goals, helping them make informed choices and optimize their financial outcomes.

 

5. Building Confidence and Empowerment: Managing money can be intimidating, particularly for those who feel overwhelmed or uncertain about their financial situation. A financial coach provides a supportive environment where clients can openly discuss their concerns, ask questions, and gain clarity on their financial path. Through empowerment and encouragement, a financial coach helps clients build confidence in their financial abilities and take control of their financial future.

 

 

People jumping in sunset on a beack

 

In conclusion, a financial coach can be a valuable ally for anyone seeking to improve their financial well-being. Whether you're looking to overcome challenges, achieve specific goals, or simply gain a better understanding of your finances, working with a financial coach can provide the guidance, support, and expertise needed to succeed. With their personalized approach and commitment to your success, a financial coach can help you navigate the complexities of personal finance with confidence and clarity.

 

I am here to help you WIN WITH MONEY. As a certified financial coach, I am here to work with you to make sure you reach your financial goals! You can get started today with a FREE consultation.